article thumbnail

Digital Engagement for Mental Health

Social Pinpoint

Specifically, within the last few years, predominantly during the pandemic years from 2020 to 2022, it indicated that 21.5% in 2014-15 for Australians with a mental or behavioural condition. Social Pinpoint’s bespoke translation tool enhances engagement diversity across different languages in your locality.

article thumbnail

Current GSE Guarantee Fees Are Too Low to Be Consistent with Regulatory Capital: Does This Mean a Large Increase Is Coming?

The Stoop (NYU Furman Center)

4 That average will change slightly each year to reflect the normal annual variation in the mix of products and borrower characteristics – for example, it was up by two basis points (bp) in 2021 over 2020, but down by the same amount from the prior year. percent to 0.49 percent to 0.49 percent to 0.49

2008 52
article thumbnail

Government Mortgage Interest Rates: A Serious Discussion about the Intertwined Topics of Risk Adjustment and Cross-subsidies

The Stoop (NYU Furman Center)

The FHFA, meanwhile, has stated that there is no intention to do such redistribution and that the changes resulted instead from updating the GSE risk adjustments, mostly set about a decade ago, to be consistent with the rule it adopted in 2020 for minimum required capital. percent upfront fee economically translates into a per annum 0.20