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Revisiting the Community Land Trust: An Academic Literature Review

Community and Economic Development Program of UNC

CLTs provide a community ownership approach to providing affordable housing, trying to balance the homeowner desire to build equity with the community and societal desire to maintain an affordable housing stock and the desire of local governments and other funders to sustain housing intervention funding. Why are CLTs a useful tool?

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Will the GSEs Repeat 2007 - 2009’s Large Losses?

The Stoop (NYU Furman Center)

First, house prices increased by 57 percent 1 over the nearly nine years from their post-financial crisis bottom (2011 Q2) through the last quarter before the pandemic (2020 Q1). This resulted in the government taking them over in September 2008 and injecting $187B of taxpayer money to keep them solvent. After being in the 0.20

2007 52
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Government Mortgage Interest Rates: A Serious Discussion about the Intertwined Topics of Risk Adjustment and Cross-subsidies

The Stoop (NYU Furman Center)

The Federal Housing Finance Agency (FHFA), the regulator and conservator of Freddie Mac and Fannie Mae, the two government-sponsored enterprises (GSEs), has been very prominently in the news lately. Department of Veterans Affairs (VA). This is in addition to the fee sometimes varying by product type (e.g.,

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On Demand Webinar from UNC’s Tax Center on State Response to the Pandemic

Death and Taxes

While it is not focused on North Carolina or local governments, I think there is still much in there that is likely of interest to you all. Join us on December 8, 2020, from 1-2:30 p.m Joe Crosby serves as Chairman & CEO of MultiState Associates, the nation’s leading state and local government relations services firm.

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Current GSE Guarantee Fees Are Too Low to Be Consistent with Regulatory Capital: Does This Mean a Large Increase Is Coming?

The Stoop (NYU Furman Center)

The average guarantee fee (G-fee) of Freddie Mac and Fannie Mae, the two government-sponsored enterprises (GSEs), who currently finance about half of the nearly $13 trillion of outstanding first-lien single-family mortgages in the country, 1 is among the most closely-watched numbers by housing finance policymakers and the mortgage lending industry.

2008 52
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Managing Emergencies: The Challenges of the Future

Disaster Planning and Emergency Management

But in 2008 floods stretched from Alnwick in Northumberland to Tewksbury in Somerset, nearly 500 km away. He went on to promulgate a law, the Coronavirus Act of March 2020, that is perhaps even more 'extreme', although mitigated by its incomprehensibility. This document is periodically updated and the latest edition came out in 2020.

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Fiscal Impacts from COVID-19–Revenue Structure Matters

Death and Taxes

What is the most significant fiscal challenge for the municipal governments facing the unexpected outbreak of the COVID-19 pandemic? It is no surprise that Florida city managers placed the forecasts for the pandemic’s impact on local revenues as the top priority, as local governments are revenue-driven entities. billion.