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Optimizing the US mortgage market with AWS

AWS Public Sector Blog

Common Securitization Solutions (CSS), a joint Freddie Mac and Fannie Mae venture launched in 2013, supports a cornerstone of the American economy: home ownership. trillion of mortgage-backed securities (MBS) on behalf of Fannie Mae and Freddie Mac, as well as daily issuance of Uniform Mortgage-Backed Securities (UMBS).

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What should the program for a Transportation Management District look like?

Rebuilding Place in Urban Space

The journal article " Making Cycling Irresistible ," inspired my own blog entry in 2008, " Ideas for Making Cycling Irresistible in DC." There aren't many free air pumps or bike stands. I don't know if some apartment buildings have high quality bike parking. Bike theft is a problem in Salt Lake. Car sharing.

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Gaps in Parks Master Planning, Part Six | Art(s) in the Park(s) as a comprehensive program

Rebuilding Place in Urban Space

Photo of Lollapalooza 2022. Nina Berman , Homeland Security Advisory Billboard, Country Club Hills, IL, 2008, from the Homeland series. From the article: “Home Land Security” opened a few months after the Brexit vote and ran through the U.S. Security and public art. Advance security planning is advised.

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Gaps in Parks Master Planning, Part Six | Art(s) in the Park(s) as a comprehensive program

Rebuilding Place in Urban Space

Photo of Lollapalooza 2022. Nina Berman , Homeland Security Advisory Billboard, Country Club Hills, IL, 2008, from the Homeland series. From the article: “Home Land Security” opened a few months after the Brexit vote and ran through the U.S. Security and public art. Advance security planning is advised.

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Government Mortgage Interest Rates: A Serious Discussion about the Intertwined Topics of Risk Adjustment and Cross-subsidies

The Stoop (NYU Furman Center)

Over the near century of evolution of this dominant government role, the business model used by all four agencies has come to rely on packaging those loans into mortgage-backed securities (MBS) and then guaranteeing the investors in the MBS against credit losses on the underlying mortgage loans. 3 This business model is very complex.

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Manufactured Housing Is a Good Source of Unsubsidized Affordable Housing - Except When It’s Not: Key Facts and Figures, and Some Unusual Economics (Part 1)

The Stoop (NYU Furman Center)

3] Focusing on owner-occupied housing, house prices have increased faster than wages from 2016 (when they reached their pre-2008 peak level) through early 2020, reducing affordability. Specifically, from when prices reached their pre-2008 peak level (2016 Q2) through the last quarter before the pandemic hit (2020 Q1), prices increased by 24.3

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