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The GSE Public-Private Hybrid Model Flunks Again: This Time It’s the Federal Home Loan Bank System (Part 1)

The Stoop (NYU Furman Center)

The private persona of a GSE is that it is owned and capitalized by the private sector and operated as a for-profit company. As an example of their lobbying power, in 2004 and 2005 the George W. Additionally, the GSEs did not commercially operate like efficient and competitive business organizations.

2008 88
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Current GSE Guarantee Fees Are Too Low to Be Consistent with Regulatory Capital: Does This Mean a Large Increase Is Coming?

The Stoop (NYU Furman Center)

The FHFA just recently announced the last such cross-subsidy changes in January 2023. percent average G-fee in 2021, about one-third represents items such as operating expenses and loan losses, i.e., things other than the return on capital, and the other two-thirds the needed capital return – or a split (with some rounding) of about 0.15

2008 52
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The Road Not Taken | a response to a letter to the editor in the Washington Post about DC, traffic deaths and traffic safety

Rebuilding Place in Urban Space

Since 2005 or 2006 I have been recommending that the city create Traffic Management Districts as a way to coordinate transportation management and improvements at the commercial district scale (e.g. for Downtown, H Street NE, Capitol Hill, etc.). And they never functioned the way I suggested (e.g., Vision Zero.