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What’s a Capital Stack and How Does it Work?

CRA Today

In this model, the various sources of capital are stacked on top of each other to enhance community development financing projects. All these layers together make a community development loan possible. Capital Stacks are critical to successful community development projects, such as affordable housing.

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Revisiting the Community Land Trust: An Academic Literature Review

Community and Economic Development Program of UNC

One possible tool to address the affordable housing crunch is the Community Land Trust (CLT). CLTs offer reliable stewardship of community land assets and a long-term promise of affordable housing (Davis 2010). Community Land Trusts and State Legislation: A Model Act to Enable This Affordable Housing Tool.” 3 (2019): 795-817.

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Finish Strong, as published in ABA Bank Compliance

CRA Today

Maximize the Reporting of Community Development Activities; 2. Maximize the Reporting of Community Development Activities. Oftentimes, large (for CRA purposes) banks overlook transactions, such as loans and investments, that could qualify for consideration as community development activities.

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Episode 9: Find CRA and First Western Trust-Partnering for Impact

CRA Today

We end on a lighter note sharing our hopes for a fresh new year putting COVID behind us and looking forward to in-person convenings and more high impact community development work. findCRA findCRA is a national software and CRA consulting company, supporting banks of all sizes in the smallest communities to the largest cities.

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She Wears Many Hats: Block Leadership and Civic Engagement with Jen Devor

Iron Sharpens Iron

From her work on the island of Point Breeze all the way to her citywide campaign for public office in 2019, Jen believes that being a good listener and making people feel heard are the secrets to building authentic relationships that stand the test of time… and neighborhood feuds.

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She Wears Many Hats: Block Leadership and Civic Engagement with Jen Devor

Iron Sharpens Iron

From her work on the island of Point Breeze all the way to her citywide campaign for public office in 2019, Jen believes that being a good listener and making people feel heard are the secrets to building authentic relationships that stand the test of time… and neighborhood feuds.

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How to Keep the Local Grocery Store Open: A Challenge for NC CED Professionals

Community and Economic Development Program of UNC

Here in North Carolina, the North Carolina Healthy Food Retail Task Force found “the uneven distribution of supermarkets in North Carolina leaves a disproportionate number of under-resourced people without access to nutritious food” in its 2019 report , Supporting Healthy Food Access in North Carolina.

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