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Optimizing the US mortgage market with AWS

AWS Public Sector Blog

Common Securitization Solutions (CSS), a joint Freddie Mac and Fannie Mae venture launched in 2013, supports a cornerstone of the American economy: home ownership. Born in the cloud Development of the CSP began in 2013 to provide a modern, single-family securitization infrastructure for Fannie Mae and Freddie Mac.

2013 64
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Current GSE Guarantee Fees Are Too Low to Be Consistent with Regulatory Capital: Does This Mean a Large Increase Is Coming?

The Stoop (NYU Furman Center)

2 In November of last year, the Federal Housing Finance Agency (FHFA), the regulator and conservator of the two companies, issued its annual report on their G-fees (the G-fee Report), covering calendar year 2021. percent range for seven more years through 2021, as disclosed in each year’s annual FHFA G-fee report.

2008 52
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Manufactured Housing Is a Good Source of Unsubsidized Affordable Housing - Except When It’s Not: Key Facts and Figures, and Some Unusual Economics (Part 1)

The Stoop (NYU Furman Center)

3] Focusing on owner-occupied housing, house prices have increased faster than wages from 2016 (when they reached their pre-2008 peak level) through early 2020, reducing affordability. Specifically, from when prices reached their pre-2008 peak level (2016 Q2) through the last quarter before the pandemic hit (2020 Q1), prices increased by 24.3

Housing 52
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Faced with Housing Shortages, Policymakers Test New Reforms To Increase Production

The Stoop (NYU Furman Center)

But in recent years, California’s state government has stepped in to accelerate housing production by reforming zoning regulations, removing some of the red tape that has slowed production, and cracking down on localities that have historically resisted densifying. million units. Marantz, UC Irvine, Christopher S. Kim, UC Irvine.

Housing 97