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The GSE Public-Private Hybrid Model Flunks Again: This Time It’s the Federal Home Loan Bank System (Part 1)

The Stoop (NYU Furman Center)

11 This core flaw of GSE design was described by then-Secretary of the Treasury Henry Paulson when F&F were placed into conservatorship in 2008. ” The Pre-2008 Fannie Mae and Freddie Mac F&F were relatively small prior to the Savings & Loan (S&L) Crisis of 1989, having only a single-digit market share of funding U.S.

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Building Resilience: Leveraging Innovative Partnerships and Low Cost Capital to Meet Affordable Single-Family Housing Needs

Center for Community Progress

In particular, the organization’s Foreclosure Response Program—launched in 2008 in direct response to the devastating foreclosure crisis—has proven a resilient model for affordable single-family development. ANDP Single-Family Developments Shaded by LMI Census Tracts, January 2010 – June 30, 2020.

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On Demand Webinar from UNC’s Tax Center on State Response to the Pandemic

Death and Taxes

Join us on December 8, 2020, from 1-2:30 p.m In addition to his operational responsibilities, Joe managed COST’s advocacy program and regularly testified before state legislatures and other state and national policy-making bodies. EST for Tax Policy and Planning: How States Propose to Bridge COVID-19 Revenue Shortfall.

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Current GSE Guarantee Fees Are Too Low to Be Consistent with Regulatory Capital: Does This Mean a Large Increase Is Coming?

The Stoop (NYU Furman Center)

4 That average will change slightly each year to reflect the normal annual variation in the mix of products and borrower characteristics – for example, it was up by two basis points (bp) in 2021 over 2020, but down by the same amount from the prior year. percent to 0.49 percent to 0.49

2008 52
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Manufactured Housing Is a Good Source of Unsubsidized Affordable Housing - Except When It’s Not: Key Facts and Figures, and Some Unusual Economics (Part 1)

The Stoop (NYU Furman Center)

This simple advocacy narrative is even generalized, not restricting MH to the geographies where it currently has a high market share, i.e., lower population density areas where land is readily available and inexpensive. 2] Also, See Fannie Mae, “Manufactured Housing Landscape 2020,”( [link] ). Of the total of 6.7

Housing 52
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Government Mortgage Interest Rates: A Serious Discussion about the Intertwined Topics of Risk Adjustment and Cross-subsidies

The Stoop (NYU Furman Center)

The FHFA, meanwhile, has stated that there is no intention to do such redistribution and that the changes resulted instead from updating the GSE risk adjustments, mostly set about a decade ago, to be consistent with the rule it adopted in 2020 for minimum required capital. This claim is simply untrue.

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Manufactured Housing Is a Good Source of Unsubsidized Affordable Housing - Except When It’s Not: Q&A on Eight Key Policy Topics (Part 2)

The Stoop (NYU Furman Center)

However, this can be hard to discern at times due to inflation and property values benefitting from continuing expenditures to maintain them, and especially during strongly price-appreciating markets (such as the pandemic-distorted years of 2020 and 2021); nevertheless, it is true over the long-term. ” [link]. [9]

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