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The GSE Public-Private Hybrid Model Flunks Again: This Time It’s the Federal Home Loan Bank System (Part 1)

The Stoop (NYU Furman Center)

11 This core flaw of GSE design was described by then-Secretary of the Treasury Henry Paulson when F&F were placed into conservatorship in 2008. ” The Pre-2008 Fannie Mae and Freddie Mac F&F were relatively small prior to the Savings & Loan (S&L) Crisis of 1989, having only a single-digit market share of funding U.S.

2008 88
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Will the GSEs Repeat 2007 - 2009’s Large Losses?

The Stoop (NYU Furman Center)

First, house prices increased by 57 percent 1 over the nearly nine years from their post-financial crisis bottom (2011 Q2) through the last quarter before the pandemic (2020 Q1). This resulted in the government taking them over in September 2008 and injecting $187B of taxpayer money to keep them solvent. After being in the 0.20

2007 52
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On Demand Webinar from UNC’s Tax Center on State Response to the Pandemic

Death and Taxes

As states consider tax-based approaches to bridging the gap, businesses and individuals will need to alter their strategic planning to account for potential tax increases. Join us on December 8, 2020, from 1-2:30 p.m EST for Tax Policy and Planning: How States Propose to Bridge COVID-19 Revenue Shortfall. and New York City.

Webinar 40
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A History of Ohio Land Banking 2009–2021: From Legislation to Operation

Center for Community Progress

At the height of the foreclosure crisis post-2008, a group of elected officials, community development practitioners, and lawyers came together to craft a strategy to respond to the hemorrhaging real estate market in Ohio. Everything seemed to work as planned—until 2008. The trend continued for the next several years.

2009 52
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Current GSE Guarantee Fees Are Too Low to Be Consistent with Regulatory Capital: Does This Mean a Large Increase Is Coming?

The Stoop (NYU Furman Center)

4 That average will change slightly each year to reflect the normal annual variation in the mix of products and borrower characteristics – for example, it was up by two basis points (bp) in 2021 over 2020, but down by the same amount from the prior year. percent to 0.49 percent to 0.49

2008 52
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The Impact of GDP shocks on Fertility Rates

The Lowe Down

In 2020, most of the world suffered negative economic shocks as the uncertainty of a new disease stunned human societies and resulted in significant GDP downturns for many counties. Among the many questions and concerns that have emerged since early 2020, the impact of the virus-caused shock on fertility rates is particularly interesting.

2009 52
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Manufactured Housing Is a Good Source of Unsubsidized Affordable Housing - Except When It’s Not: Key Facts and Figures, and Some Unusual Economics (Part 1)

The Stoop (NYU Furman Center)

MH units 1 currently account for about 6% of the U.S. Having to travel down highways naturally accounts for its long thin shape (which acts as a considerable design constraint). 2] Also, See Fannie Mae, “Manufactured Housing Landscape 2020,”( [link] ). million MH units (meaning structures) in 2020, 4.8

Housing 52