AWS Public Sector Blog

MARCH 13, 2024

The UMBS makes up 70 percent of the total MBS market in the US and was established in the wake of the 2008 financial crisis to provide stability, liquidity, and resiliency in the US housing market. CSS delivers an industry-critical function and is regulated by the Federal Housing Finance Agency (FHFA).

2013 64

2013 Housing Operations 2019 64

The Stoop (NYU Furman Center)

MARCH 10, 2023

2 In November of last year, the Federal Housing Finance Agency (FHFA), the regulator and conservator of the two companies, issued its annual report on their G-fees (the G-fee Report), covering calendar year 2021. 3 In that report, the FHFA disclosed that the average G-fee across all products was 0.46 percent to 0.49

2008 52

2008 2014 2019 Press Release 52

The Stoop (NYU Furman Center)

FEBRUARY 21, 2023

3] Focusing on owner-occupied housing, house prices have increased faster than wages from 2016 (when they reached their pre-2008 peak level) through early 2020, reducing affordability. By comparison, median household income was rising from 2016 through 2020 by only 2.6 Of total new MH units placed during 2021, 30.5%

Housing 52

Housing 2020 Advocacy 2016 52