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Great News for Chile

Human Transit

He is a Bus Rapid Transit expert and an eloquent advocate for sustainable and just transport planning, and is also one of the nicest people I know. In the 2000s was a key advisor to the project that created Transantiago , a government agency managing all public transport in the capital region. Not enough new buses had arrived.

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Closing Cost Reform: Long Overdue and Worth the Fight (Part 1)

The Stoop (NYU Furman Center)

5 This is because the government has put considerable time and resources into developing lower downpayment alternatives that are still of acceptable credit quality to the government agencies that provide most mortgage credit today. The 2007 GAO report indicates this has been the historic practice in the title insurance business.

Housing 59
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Government Mortgage Interest Rates: A Serious Discussion about the Intertwined Topics of Risk Adjustment and Cross-subsidies

The Stoop (NYU Furman Center)

In conclusion, a proper approach to reasonably risk-adjust all government agency fees –combined with charging carefully targeted borrowers a lower interest rate funded by other carefully targeted borrowers paying a higher interest rate – would be far better public policy than what exists today.