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Closing Cost Reform: Long Overdue and Worth the Fight (Part 1)

The Stoop (NYU Furman Center)

However, if these costs reflect distorted markets where normal price competition has been subverted, then it is absolutely appropriate and reasonable for the government to intervene and improve the situation. In 2007, the Government Accountability Office (GAO), a non-partisan research arm of Congress, studied title insurance.

Housing 59
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The White House’s Focus on Closing Costs: Long Overdue and Worth the Fight (Part 2)

The Stoop (NYU Furman Center)

For example, the securities brokerage industry in 1975 was barred from setting prices as a cartel, as it long had; airline fares were deregulated by the government in 1978; and bank deposit interest rates underwent complete deregulation in phases from the mid-1970s to the mid-1980s. 15 Credit reports.

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Learning what not to do from the New England Patriots football team

Rebuilding Place in Urban Space

From " Design Thinking ," American Libraries, 2008 I used action planning concepts when I did a pedestrian and bicycle plan for Baltimore County (" Best practice bicycle planning for suburban settings using the "action planning" method ," 2010). I think every discussion I had with Bill, he understood value.”

2007 52
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Government Mortgage Interest Rates: A Serious Discussion about the Intertwined Topics of Risk Adjustment and Cross-subsidies

The Stoop (NYU Furman Center)

The Federal Housing Finance Agency (FHFA), the regulator and conservator of Freddie Mac and Fannie Mae, the two government-sponsored enterprises (GSEs), has been very prominently in the news lately. Department of Veterans Affairs (VA). This is in addition to the fee sometimes varying by product type (e.g.,