2007 2008 2014 Definition 
The Stoop (NYU Furman Center)
APRIL 29, 2024
In 2007, the Government Accountability Office (GAO), a non-partisan research arm of Congress, studied title insurance. The 2007 GAO report indicates this has been the historic practice in the title insurance business. The ten-year average from 2014 to 2023 was 6.4 Behind a paywall.) Fannie Mae, Freddie Mac, etc.)
The Stoop (NYU Furman Center)
MAY 31, 2023
It is important to clearly state that the analysis in this article is based on the economic reality that if a loan does not have an interest rate that is appropriately risk-adjusted for its creditworthiness, then by definition there will be cross-subsidies in operation, even if that is not overtly stated. This claim is simply untrue.
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