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Closing Cost Reform: Long Overdue and Worth the Fight (Part 1)

The Stoop (NYU Furman Center)

In 2007, the Government Accountability Office (GAO), a non-partisan research arm of Congress, studied title insurance. The 2007 GAO report indicates this has been the historic practice in the title insurance business. Post-2008, with all the reforms enacted via the Dodd-Frank Act (e.g., Fannie Mae, Freddie Mac, etc.)

Housing 52
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Social Media for Social Good: What role does social media play in creation of and sustainability of social movements? A Social Movement Case Study Examining Occupy Wall Street and the Tea Party.

Public Policy Blog

Social Media Definitions. By being able to connect with each other and share the stories and accounts, citizen journalists are learning that “the ‘sphere of legitimate debate” as defined by journalists doesn’t match up with their own definition” (Rosen, 2009). 2013; Bennett, Breunig, & Givens, 2008).

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Government Mortgage Interest Rates: A Serious Discussion about the Intertwined Topics of Risk Adjustment and Cross-subsidies

The Stoop (NYU Furman Center)

It is important to clearly state that the analysis in this article is based on the economic reality that if a loan does not have an interest rate that is appropriately risk-adjusted for its creditworthiness, then by definition there will be cross-subsidies in operation, even if that is not overtly stated. This claim is simply untrue.