article thumbnail

Community building versus economic development

Rebuilding Place in Urban Space

WMATA's 2005 study, Development-Related Ridership Survey , found significant car trip reduction associated with the buildings in Metrorail station catchment areas, even in areas outside the core. To better leverage the value of proximity to transit , density bonuses of at least a couple stories should be a standard policy.

article thumbnail

The GSE Public-Private Hybrid Model Flunks Again: This Time It’s the Federal Home Loan Bank System (Part 1)

The Stoop (NYU Furman Center)

Written in a neutral regulatory tone, the document largely validates these criticisms via facts and analysis, and then proposes extensive recommendations for change. As an example of their lobbying power, in 2004 and 2005 the George W. This included employing ex-government officials from both parties to aid their cause.

2008 88
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Closing Cost Reform: Long Overdue and Worth the Fight (Part 1)

The Stoop (NYU Furman Center)

In both documents, see the section titled “Financing the Home Purchase.” Of note, during the height of the bubble (2005 and 2006), the average downpayment by an FTHB actually decreased to just two percent. A non-paywalled summary can be found at: [link].

Housing 59
article thumbnail

Swarming and Followership; Distance Leading

Public Policy Blog

In this document, we complete our four-part vision by articulating a doctrine we call “swarming,” and which we believe may eventually apply across the entire spectrum of conflict—from low to high intensity, and from civic-oriented actions to military combat operations on land, at sea, and in the air (preface, iii).

article thumbnail

Current GSE Guarantee Fees Are Too Low to Be Consistent with Regulatory Capital: Does This Mean a Large Increase Is Coming?

The Stoop (NYU Furman Center)

2] For an explanation of why it is so closely watched, see the Addendum at the end of this document. [3] Bush, when the administration and the Federal Reserve proposed to limit the size of the investment portfolios of the two companies in 2005. Excluding the $0.4 trillion of home equity loans (i.e., second-lien borrowings) leaves $12.8

2008 52
article thumbnail

Social Media for Social Good: What role does social media play in creation of and sustainability of social movements? A Social Movement Case Study Examining Occupy Wall Street and the Tea Party.

Public Policy Blog

Occupy folks used blogging as a means to tell in-depth stories from the field, photos to document and illustrate the stories, and podcasting to make the voice of the protesters heard and to amplify the message (Tocchi, 2013). Simultaneously, broader social changes are also contributing to new activist forms. Flanagin, A.J., and Stohl, C.

article thumbnail

Government Mortgage Interest Rates: A Serious Discussion about the Intertwined Topics of Risk Adjustment and Cross-subsidies

The Stoop (NYU Furman Center)

This was described on the one hand as unfair, since it relied on overcharging low-risk borrowers “who had played by all the rules” and, on the other hand, as unduly incenting bad loans at the GSEs (by charging too little for high-risk loans) in a quasi-replay of the lead up to the mortgage bubble of 2005 to 2008.