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Community building versus economic development

Rebuilding Place in Urban Space

WMATA's 2005 study, Development-Related Ridership Survey , found significant car trip reduction associated with the buildings in Metrorail station catchment areas, even in areas outside the core. and Baltimore metropolitan areas ," Transport Policy , 2014.

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Current GSE Guarantee Fees Are Too Low to Be Consistent with Regulatory Capital: Does This Mean a Large Increase Is Coming?

The Stoop (NYU Furman Center)

percent) in 2014, after having been purposefully increased by the FHFA and the two GSEs in prior years. percent range since 2014, rather than being materially lower or higher, does not seem to be well understood in the industry or among policy specialists. percent in 2014 and then stayed in the 0.44 percent to 0.49 percent to 0.49

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Closing Cost Reform: Long Overdue and Worth the Fight (Part 1)

The Stoop (NYU Furman Center)

The ten-year average from 2014 to 2023 was 6.4 In both documents, see the section titled “Financing the Home Purchase.” Of note, during the height of the bubble (2005 and 2006), the average downpayment by an FTHB actually decreased to just two percent. A non-paywalled summary can be found at: [link].

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Government Mortgage Interest Rates: A Serious Discussion about the Intertwined Topics of Risk Adjustment and Cross-subsidies

The Stoop (NYU Furman Center)

This was described on the one hand as unfair, since it relied on overcharging low-risk borrowers “who had played by all the rules” and, on the other hand, as unduly incenting bad loans at the GSEs (by charging too little for high-risk loans) in a quasi-replay of the lead up to the mortgage bubble of 2005 to 2008.