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Closing Cost Reform: Long Overdue and Worth the Fight (Part 1)

The Stoop (NYU Furman Center)

Insights from the NAR lawsuit and settlement In 2023, the NAR and certain large brokerages were sued in Missouri federal court via a private class-action lawsuit. 5] See National Association of Realtors (NAR) 2023 Profile of Home Buyers and Sellers. The ten-year average from 2014 to 2023 was 6.4 Behind a paywall.)

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The GSE Public-Private Hybrid Model Flunks Again: This Time It’s the Federal Home Loan Bank System (Part 1)

The Stoop (NYU Furman Center)

Written in a neutral regulatory tone, the document largely validates these criticisms via facts and analysis, and then proposes extensive recommendations for change. As an example of their lobbying power, in 2004 and 2005 the George W. 4] See Bloomberg’s article from Dec 20, 2023, “A $1.3

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Community building versus economic development

Rebuilding Place in Urban Space

Philadelphia 76ers ," 2023 ). WMATA's 2005 study, Development-Related Ridership Survey , found significant car trip reduction associated with the buildings in Metrorail station catchment areas, even in areas outside the core. Principles that drive my approach to urban revitalization (that the average citizen never thinks about).

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Government Mortgage Interest Rates: A Serious Discussion about the Intertwined Topics of Risk Adjustment and Cross-subsidies

The Stoop (NYU Furman Center)

Conservatives were very vociferous in opposing the changes, most notably in two prominent Wall Street Journal editorials: “Upside Down Mortgage Policy” (April 22, 2023) and “Spinning Federal Mortgage Fees” (April 28, 2023). those with a principal amount over $726,200 in 2023 33 ).

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Current GSE Guarantee Fees Are Too Low to Be Consistent with Regulatory Capital: Does This Mean a Large Increase Is Coming?

The Stoop (NYU Furman Center)

The FHFA just recently announced the last such cross-subsidy changes in January 2023. 2] For an explanation of why it is so closely watched, see the Addendum at the end of this document. [3] Bush, when the administration and the Federal Reserve proposed to limit the size of the investment portfolios of the two companies in 2005.

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