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State of the Nation - a UK Perspective on Covid-19

Disaster Planning and Emergency Management

Since 2008, pandemics have been top of the list of 96 threats and hazards in the UK National Risk Register of Civil Emergencies in all editions. There were major exercises on pandemics in 2005, 2007 and 2016. Plans were made in the UK in 2006, 2008, 2011 and 2014. I have taught it every year since then.

2008 52
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The GSE Public-Private Hybrid Model Flunks Again: This Time It’s the Federal Home Loan Bank System (Part 1)

The Stoop (NYU Furman Center)

11 This core flaw of GSE design was described by then-Secretary of the Treasury Henry Paulson when F&F were placed into conservatorship in 2008. ” The Pre-2008 Fannie Mae and Freddie Mac F&F were relatively small prior to the Savings & Loan (S&L) Crisis of 1989, having only a single-digit market share of funding U.S.

2008 88
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Explaining the Cycle of Systemic Vacancy

Center for Community Progress

Predatory lending in the leadup to the 2008 mortgage crisis overwhelmingly targeted Black and Brown people who were promised that homeownership was the ticket to building generational wealth. The global financial crisis in 2008 was also a major trigger for many communities.

2008 52
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Eastern Market DC's 150th anniversary last weekend | And my never realized master plan for the market

Rebuilding Place in Urban Space

In 2005, I served on the advisory committee for the International Public Markets Conference which covered both DC and Baltimore that year, led a tour, etc. I first proposed to the city creating TMDs in 2005/2006. We did this in 2008 or 2009. They still haven't. I mentioned it over time.

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Current GSE Guarantee Fees Are Too Low to Be Consistent with Regulatory Capital: Does This Mean a Large Increase Is Coming?

The Stoop (NYU Furman Center)

In the years immediately following conservatorship (which began in September 2008), the FHFA increasingly took over setting the average G-fee. Instead, despite the adoption of the new and much higher official regulatory capital requirement in 2020, the agency just delayed the implementation of the higher capital level for two years.

2008 52
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Closing Cost Reform: Long Overdue and Worth the Fight (Part 1)

The Stoop (NYU Furman Center)

As the government has successfully implemented low downpayment mortgage products, closing costs now account for roughly half of all the cash needed upfront by many first-time homebuyers to purchase a home. Of note, during the height of the bubble (2005 and 2006), the average downpayment by an FTHB actually decreased to just two percent.

Housing 52
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Social Media for Social Good: What role does social media play in creation of and sustainability of social movements? A Social Movement Case Study Examining Occupy Wall Street and the Tea Party.

Public Policy Blog

2013; Bennett, Breunig, & Givens, 2008). The result is a new set of tasks on the agendas of late modern citizens that enable the creation and continual maintenance of a personally satisfying sense of self—or “personal identity project” (Reynolds, 2008; Giddens, 1991).