The Stoop (NYU Furman Center)
MARCH 4, 2024
The GSEs were authorized by congressional legislation to perform a very specific set of activities, primarily focused on providing loans to consumers or businesses for a designated purpose, and mostly related to real estate and housing. mortgage originations. mortgage originations. Growing profits by exploiting the implied guarantee.
The Stoop (NYU Furman Center)
MARCH 11, 2024
In response to that growing criticism plus how much has changed in markets, legislation, and regulation during the 90-plus years of the FHLBanks’ existence, its regulator – the Federal Housing Finance Agency (FHFA) – announced in 2022 that it would undertake a review of the entire System. This works as follows.
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Disaster Planning and Emergency Management
OCTOBER 23, 2020
Since 2008, pandemics have been top of the list of 96 threats and hazards in the UK National Risk Register of Civil Emergencies in all editions. Plans were made in the UK in 2006, 2008, 2011 and 2014. The scenario for this pandemic (excluding the recovery) was fully formulated over the period 2003-2009.
The Stoop (NYU Furman Center)
MAY 31, 2023
Over the near century of evolution of this dominant government role, the business model used by all four agencies has come to rely on packaging those loans into mortgage-backed securities (MBS) and then guaranteeing the investors in the MBS against credit losses on the underlying mortgage loans. 3 This business model is very complex.
The Stoop (NYU Furman Center)
APRIL 3, 2023
loans secured only by the MH structure, excluding the underlying land); and second, look to the states to override what is characterized as unjustified and unfair zoning and other land use rules that restrict MH structures generally and MH communities (MHCs) more specifically. 28 This market is unique to first-lien residential mortgages.
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