The Stoop (NYU Furman Center)

JUNE 10, 2024

The government agencies that dominate mortgage finance 16 currently require a credit report from each of the three major credit reporting bureaus, 17 known as a “tri-merge” report. The FHFA, from its founding in 2008 to 2021, was an independent regulator. 4 See Fred Ashton, October 2022, America Action Forum.

Advocacy 64

Advocacy Housing Regulations Legislation 64

The Stoop (NYU Furman Center)

APRIL 3, 2023

This is because, being secondary firms by law, the government mortgage agencies are only allowed to deal directly with primary market lenders –in this case, the relatively small number of MH structure-only lenders. ” from 55Places.com, October 2022, page 9. 18] See the article from September 2018. ” [link].

Housing 59

Housing Article 2018 Government 59

The Stoop (NYU Furman Center)

MAY 31, 2023

This was described on the one hand as unfair, since it relied on overcharging low-risk borrowers “who had played by all the rules” and, on the other hand, as unduly incenting bad loans at the GSEs (by charging too little for high-risk loans) in a quasi-replay of the lead up to the mortgage bubble of 2005 to 2008.

Government 52

Government 2008 Housing Implementation 52