article thumbnail

Current GSE Guarantee Fees Are Too Low to Be Consistent with Regulatory Capital: Does This Mean a Large Increase Is Coming?

The Stoop (NYU Furman Center)

4 That average will change slightly each year to reflect the normal annual variation in the mix of products and borrower characteristics – for example, it was up by two basis points (bp) in 2021 over 2020, but down by the same amount from the prior year. percent to 0.49 percent to 0.49

2008 52
article thumbnail

Manufactured Housing Is a Good Source of Unsubsidized Affordable Housing - Except When It’s Not: Key Facts and Figures, and Some Unusual Economics (Part 1)

The Stoop (NYU Furman Center)

2] Also, See Fannie Mae, “Manufactured Housing Landscape 2020,”( [link] ). million MH units (meaning structures) in 2020, 4.8 3] Focusing on owner-occupied housing, house prices have increased faster than wages from 2016 (when they reached their pre-2008 peak level) through early 2020, reducing affordability.

Housing 52
article thumbnail

Hospitals as urban anchors/revitalization levers, not usually, but with great potential to serve communities in important ways: Examples are two forthcoming projects by Intermountain Health and University of Utah Health

Rebuilding Place in Urban Space

Relatedly, in 2008, Saffron wrote that the city's newest hospital building was designed for the suburbs, not the city (" Penn got a trophy, not a triumph, in hospital design "). Houston has the highest rate of uninsured residents in the nation, according to a press release from UH.