The Stoop (NYU Furman Center)

NOVEMBER 11, 2024

This nearly-50-page document concluded that nonbank mortgage servicers (NMSs) collectively are a potential threat to financial stability. 1 FSOC was created by the Dodd-Frank Act in response to certain regulatory failings revealed by the financial crisis of 2007-2009. 2 See [link]. government.

Regulations 64

Regulations Legislation Operations Implementation 64

The Stoop (NYU Furman Center)

MAY 31, 2023

This was described on the one hand as unfair, since it relied on overcharging low-risk borrowers “who had played by all the rules” and, on the other hand, as unduly incenting bad loans at the GSEs (by charging too little for high-risk loans) in a quasi-replay of the lead up to the mortgage bubble of 2005 to 2008.

Government 52

Government Housing Implementation Legislation 52

The Stoop (NYU Furman Center)

APRIL 29, 2024

In 2007, the Government Accountability Office (GAO), a non-partisan research arm of Congress, studied title insurance. The 2007 GAO report indicates this has been the historic practice in the title insurance business. In both documents, see the section titled “Financing the Home Purchase.” 10] See [link]. [11]

Housing 59

Housing Regulations Government Accountability 59

The Stoop (NYU Furman Center)

JUNE 10, 2024

As documented in the Government Accountability Office (GAO) study referenced in Part 1, homebuyers will almost always defer to a third party involved in the purchase transaction to select a title insurer. The FHFA, from its founding in 2008 to 2021, was an independent regulator. ” [link].

Advocacy 101

Advocacy Housing Regulations Legislation 101

Public Policy Blog

JANUARY 3, 2014

Occupy folks used blogging as a means to tell in-depth stories from the field, photos to document and illustrate the stories, and podcasting to make the voice of the protesters heard and to amplify the message (Tocchi, 2013). 2013; Bennett, Breunig, & Givens, 2008).

Social Media 40

Social Media Sustainability Communications Grassroots 40

The Stoop (NYU Furman Center)

JULY 30, 2024

Introduction Freddie Mac and Fannie Mae (F&F), the two large government-sponsored enterprises (GSEs), were placed into conservatorship in September 2008 at the height of the Great Financial Crisis, when the markets lost confidence in them. For example, see the September 2008, “Statement by Secretary Henry M. Paulson, Jr.

Legislation 90

Legislation Implementation Housing Regulations 90