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State of the Nation - a UK Perspective on Covid-19

Disaster Planning and Emergency Management

Since the start of the crisis, I have constantly affirmed that the key to understanding the effects of this pandemic is the UK Government's failure to give adequate weight to emergency planning and management (Alexander 2020a, 2020b). There were major exercises on pandemics in 2005, 2007 and 2016. Britain is in a state of emergency.

2008 52
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Closing Cost Reform: Long Overdue and Worth the Fight (Part 1)

The Stoop (NYU Furman Center)

However, if these costs reflect distorted markets where normal price competition has been subverted, then it is absolutely appropriate and reasonable for the government to intervene and improve the situation. In 2007, the Government Accountability Office (GAO), a non-partisan research arm of Congress, studied title insurance.

Housing 59
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Government Mortgage Interest Rates: A Serious Discussion about the Intertwined Topics of Risk Adjustment and Cross-subsidies

The Stoop (NYU Furman Center)

The Federal Housing Finance Agency (FHFA), the regulator and conservator of Freddie Mac and Fannie Mae, the two government-sponsored enterprises (GSEs), has been very prominently in the news lately. Department of Veterans Affairs (VA). This is in addition to the fee sometimes varying by product type (e.g.,