2007 2008 2014 Article 
The Stoop (NYU Furman Center)
APRIL 29, 2024
Part 1 of this article will address several questions to lay the groundwork for a broader discussion about closing and related transaction costs in Part 2. For the sake of simplicity, this article will mainly focus on lender’s title insurance. The ten-year average from 2014 to 2023 was 6.4 Behind a paywall.)
The Stoop (NYU Furman Center)
MAY 31, 2023
It is important to clearly state that the analysis in this article is based on the economic reality that if a loan does not have an interest rate that is appropriately risk-adjusted for its creditworthiness, then by definition there will be cross-subsidies in operation, even if that is not overtly stated. This claim is simply untrue.
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