The Stoop (NYU Furman Center)

APRIL 29, 2024

In 2007, the Government Accountability Office (GAO), a non-partisan research arm of Congress, studied title insurance. As the government has successfully implemented low downpayment mortgage products, closing costs now account for roughly half of all the cash needed upfront by many first-time homebuyers to purchase a home.

Housing 52

Housing Regulations 2007 Article 52

The Stoop (NYU Furman Center)

MARCH 10, 2023

percent) in 2014, after having been purposefully increased by the FHFA and the two GSEs in prior years. percent range since 2014, rather than being materially lower or higher, does not seem to be well understood in the industry or among policy specialists. percent in 2014 and then stayed in the 0.44 percent to 0.49 percent to 0.49

2008 52

2008 2014 2019 Press Release 52

Disaster Planning and Emergency Management

JULY 29, 2019

The change is achieved through apomediation (bypassing information gatekeepers), and control now rests in the information itself, and how it is served up to its consumers (Alexander 2014). Since the late 20th century, the concept of anomie has been reinterpreted (Allan 2005, pp. Journal of Emergency Management 8(6): 15-27.

Information 52

Information Social Media 2010 2019 52

Rebuilding Place in Urban Space

DECEMBER 19, 2023

I get a kick out of this because this has been raised on and off for 20 years, such as in these reports from 2004-2006. -- Washington Metro: Deficits by Design , Brookings, 2004 -- Keeping Metro On Track: The Federal Government's Role in Balacing Investment With Accountability at Washington's Transit Agency , Brookings, 2005 -- " Mass Transit: Issues (..)

2006 52

2006 2004 Transportation 2009 52

The Stoop (NYU Furman Center)

MAY 31, 2023

This was described on the one hand as unfair, since it relied on overcharging low-risk borrowers “who had played by all the rules” and, on the other hand, as unduly incenting bad loans at the GSEs (by charging too little for high-risk loans) in a quasi-replay of the lead up to the mortgage bubble of 2005 to 2008.

Government 52

Government 2008 Housing Implementation 52