Government Mortgage Interest Rates: A Serious Discussion about the Intertwined Topics of Risk Adjustment and Cross-subsidies
The Stoop (NYU Furman Center)
MAY 31, 2023
5] An upfront fee translates approximately into a per annum fee by dividing it by four to five, based on an assumption about the expected life of a loan and the level of interest rates at the time. percent upfront fee economically translates into a per annum 0.20 35] See FHFA’s 2022 Housing Mission Report, Table 10 on Page 15.
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