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Regional and multi-state inter city bus transportation. Thanksgiving is a time of big travel.

Rebuilding Place in Urban Space

Common sense dictates that intercity bus lines start using public transit terminals with around-the-clock security, restrooms and indoor waiting areas. The previous owner sold off the real estate--many inner city terminals are big and worth a lot as redevelopment opportunities. What to do about bus rider customer experience.

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State of the Nation - a UK Perspective on Covid-19

Disaster Planning and Emergency Management

There were major exercises on pandemics in 2005, 2007 and 2016. Plans were made in the UK in 2006, 2008, 2011 and 2014. Civil protection, when it works, is a form of participatory democracy, in which the citizen has an active stake in his or her own safety and security.

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Government Mortgage Interest Rates: A Serious Discussion about the Intertwined Topics of Risk Adjustment and Cross-subsidies

The Stoop (NYU Furman Center)

Over the near century of evolution of this dominant government role, the business model used by all four agencies has come to rely on packaging those loans into mortgage-backed securities (MBS) and then guaranteeing the investors in the MBS against credit losses on the underlying mortgage loans. 3 This business model is very complex.