Government Mortgage Interest Rates: A Serious Discussion about the Intertwined Topics of Risk Adjustment and Cross-subsidies
The Stoop (NYU Furman Center)
MAY 31, 2023
The prior risk-based adjustment to the GSEs’ G-fees had been set about a decade ago based on historic loss statistics at that time, with some revisions implemented in 2014. percent upfront fee economically translates into a per annum 0.20 35] See FHFA’s 2022 Housing Mission Report, Table 10 on Page 15. percent fee.
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