Government Mortgage Interest Rates: A Serious Discussion about the Intertwined Topics of Risk Adjustment and Cross-subsidies
The Stoop (NYU Furman Center)
MAY 31, 2023
In conclusion, a proper approach to reasonably risk-adjust all government agency fees –combined with charging carefully targeted borrowers a lower interest rate funded by other carefully targeted borrowers paying a higher interest rate – would be far better public policy than what exists today.
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