The purpose of CRA data collection and maintenance is to enable examiners and the public to evaluate (through issuance of a CRA Performance Evaluation) whether a bank is helping to meet the credit needs of its communities through its small business and small farm loans.  Accurate data leads to accurate assessments of fair lending and CRA lending performance.  The bank is subject to reputational risk due to data errors that may lead to costly remediation and erode consumer confidence.