The Stoop (NYU Furman Center)

MARCH 4, 2024

11 This core flaw of GSE design was described by then-Secretary of the Treasury Henry Paulson when F&F were placed into conservatorship in 2008. ” The Pre-2008 Fannie Mae and Freddie Mac F&F were relatively small prior to the Savings & Loan (S&L) Crisis of 1989, having only a single-digit market share of funding U.S.

2008 78

2008 Legislation Housing 2004 78

The Stoop (NYU Furman Center)

JUNE 10, 2024

The government agencies that dominate mortgage finance 16 currently require a credit report from each of the three major credit reporting bureaus, 17 known as a “tri-merge” report. The FHFA, from its founding in 2008 to 2021, was an independent regulator. 15 Credit reports. See [link]. 10 See [link]. See [link].

Advocacy 64

Advocacy Housing Regulations Legislation 64

The Stoop (NYU Furman Center)

APRIL 29, 2024

5 This is because the government has put considerable time and resources into developing lower downpayment alternatives that are still of acceptable credit quality to the government agencies that provide most mortgage credit today. 5] See National Association of Realtors (NAR) 2023 Profile of Home Buyers and Sellers.

Housing 59

Housing Regulations 2007 Article 59

The Stoop (NYU Furman Center)

MAY 31, 2023

Conservatives were very vociferous in opposing the changes, most notably in two prominent Wall Street Journal editorials: “Upside Down Mortgage Policy” (April 22, 2023) and “Spinning Federal Mortgage Fees” (April 28, 2023). those with a principal amount over $726,200 in 2023 33 ).

Government 52

Government 2008 Housing Implementation 52