article thumbnail

The GSE Conservatorships: Fifteen Years Old, With No End in Sight

The Stoop (NYU Furman Center)

This week, September 6 to be exact, marks the fifteenth anniversary of Freddie Mac and Fannie Mae – the two government-sponsored enterprises (GSEs) - being placed into conservatorship by the Federal Housing Finance Agency (FHFA). [1] Q1: What problem was the government trying to solve when it placed the two GSEs into conservatorship?

article thumbnail

Revisiting the Community Land Trust: An Academic Literature Review

Community and Economic Development Program of UNC

CLTs provide a community ownership approach to providing affordable housing, trying to balance the homeowner desire to build equity with the community and societal desire to maintain an affordable housing stock and the desire of local governments and other funders to sustain housing intervention funding. Meehan, 2014).

2010 91
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Trending Sources

article thumbnail

Thanks Obama! (for saving my life)

Rebuilding Place in Urban Space

I had been doing some reading on the New Deal, when the US Government did so many great things. This was made worse by the neoliberalism philosophy adopted soon after (" Neoliberalism – the ideology at the root of all our problems ," Guardian ), which exalted the market and private sector action and denigrated government as a failure.

2008 52
article thumbnail

Progress in topological superconductors for quantum computing

Open Access Government - Technology News

Moore’s arrival at ORNL in 2019 brought expertise in ARPES (angle-resolved photoemission spectroscopy) , a technique for studying a material’s electronic structure. The post Progress in topological superconductors for quantum computing appeared first on Open Access Government.

2008 111
article thumbnail

Indiana BMV Builds on Three Pillars to Drive up CX

GovLoop

In 2019, the average visit time was 13 minutes, 4 seconds. percent” in 2008, according to a study by the Sagamore Institute. From a constituent perspective, such behavior diminishes trust in government as a whole, Deloitte found.

2021 98
article thumbnail

Optimizing the US mortgage market with AWS

AWS Public Sector Blog

The UMBS makes up 70 percent of the total MBS market in the US and was established in the wake of the 2008 financial crisis to provide stability, liquidity, and resiliency in the US housing market. Since 2019, issued security volume has stayed high while service level performance has increased and AWS run costs have decreased.

2013 66
article thumbnail

Current GSE Guarantee Fees Are Too Low to Be Consistent with Regulatory Capital: Does This Mean a Large Increase Is Coming?

The Stoop (NYU Furman Center)

The average guarantee fee (G-fee) of Freddie Mac and Fannie Mae, the two government-sponsored enterprises (GSEs), who currently finance about half of the nearly $13 trillion of outstanding first-lien single-family mortgages in the country, 1 is among the most closely-watched numbers by housing finance policymakers and the mortgage lending industry.

2008 52