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The GSE Public-Private Hybrid Model Flunks Again: This Time It’s the Federal Home Loan Bank System (Part 1)

The Stoop (NYU Furman Center)

That’s because both are government-sponsored enterprises (GSEs). The GSE Background Over a century ago, Congress began creating public-private hybrid corporations known as government-sponsored enterprises. government, allowing them to borrow at near-Treasury rates, lower than any regular private sector company or bank could.

2008 79
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Explaining the Cycle of Systemic Vacancy

Center for Community Progress

Predatory lending in the leadup to the 2008 mortgage crisis overwhelmingly targeted Black and Brown people who were promised that homeownership was the ticket to building generational wealth. The global financial crisis in 2008 was also a major trigger for many communities.

2008 52
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Indiana BMV Builds on Three Pillars to Drive up CX

GovLoop

When Mitch Daniels took office as Indiana’s Governor in 2005, one of the top items on his agenda was reforming the Bureau of Motor Vehicles (BMV). percent” in 2008, according to a study by the Sagamore Institute. From a constituent perspective, such behavior diminishes trust in government as a whole, Deloitte found.

2021 98
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Covid-19: Elements of a Scenario

Disaster Planning and Emergency Management

It is now more than ten years since there was a general push to induce countries to plan for pandemics (WHO 2005). US Homeland Security Council 2005, UK Government 2008), while in others it did not. US Homeland Security Council 2005. US Government, Washington DC, 12 pp. UK Government 2008.

2005 52
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Desperate times sometimes lead to a more marketing-oriented guise: WMATA/Metrorail | Bonus: WMATA's financial crisis

Rebuilding Place in Urban Space

Now a goodly amount of that is encapsulated in " Branding's (NOT) all you need for transit " (2018), but old pieces like " Making Transit Sexy " (2005), make the point too, less sophisticatedly. Second, during the 2008 crash, I got an email from an activist in response to all the budget and service cuts faced by transit systems.

2008 52
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Government Mortgage Interest Rates: A Serious Discussion about the Intertwined Topics of Risk Adjustment and Cross-subsidies

The Stoop (NYU Furman Center)

The Federal Housing Finance Agency (FHFA), the regulator and conservator of Freddie Mac and Fannie Mae, the two government-sponsored enterprises (GSEs), has been very prominently in the news lately. Department of Veterans Affairs (VA). This is in addition to the fee sometimes varying by product type (e.g.,

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State of the Nation - a UK Perspective on Covid-19

Disaster Planning and Emergency Management

Since the start of the crisis, I have constantly affirmed that the key to understanding the effects of this pandemic is the UK Government's failure to give adequate weight to emergency planning and management (Alexander 2020a, 2020b). There were major exercises on pandemics in 2005, 2007 and 2016. Britain is in a state of emergency.

2008 52